Manage your Policy 24/7, 365: Make Payments, Get ID Cards & Policy Documents, Update Info., Go Paperless and more.


Visit our Frequently Asked Questions section  for Tips on Discounts to save you money, as well as other valuable information.


Had an accident? It happens. But we want you to know we are here for you. You can get your claim started right now.

Download the CLARO Mobile App

You’ll be able to:

– Login to Your Account
– Pay Your Bill
– Print and Download Forms
– Access Latest News
– Get Traffic Updates
– Receive Valuable Push Notifications
– Contact CLARO Representatives
– …And Much More

A Powerful Insurance Program

CLARO is an insurance program offered to residents of Arizona and Nevada through AE Specialty, Inc. – a subsidiary of American European Insurance Company.

Formed over 130 years ago, American European Insurance Company has spent the last 31 years offering insurance products and services to residential and commercial customers.

This strong history, backing, and support is what makes CLARO such a unique and innovative program for many of today’s customers with special circumstances and insurance needs.

CLARO offers auto insurance for drivers that have had a less than perfect driving history or have not been able to keep their insurance in force. We understand and will try to offer you affordable coverage to meet your needs.

We realize that you have other things to spend your money on, other than auto insurance. it is our goal to offer a low down payment option to every policyholder. We offer payment by credit or debit card, as well as by electronic withdrawal from a bank account.

With our Paperless Options, you can quickly access your ID Card, your Policy and your bills online. In addition, when combined with Paperless Billing, which automatically pays your premium each month from your bank account or credit/debit card, you may be eligible for a discount on the premium for your policy.

We strive every day to meet or exceed the expectations of our policyholders.

Click to start Live Chat
Premium payments can now be made over the phone on our automated system 24/7 by calling 
(702) 703-4724 and choosing the option for 
“Make a Payment”

Payment methods accepted are Credit Card, Debit Card, or Check by Phone. Information needed to pay by phone is Policy Number and Zip Code.